US Senate Passes Housing Bill With Four-Year Fed CBDC Ban

The U.S. Senate passed a housing bill that includes a provision banning a Federal Reserve-issued CBDC through 2030, effectively blocking a retail Fed digital currency for four years if the measure becomes law. This materially reduces near-term regulatory risk from a competing central bank digital currency and could strengthen Bitcoin’s narrative as the primary private digital-money alternative, though the ban is temporary and must clear House reconciliation and presidential approval to take effect.