Bitcoin’s wealthy holders turning to loans and yield as investment habits mature: Xapo CEO

Xapo CEO Seamus Rocca says wealthy Bitcoin holders are moving beyond simple long-term holding toward using BTC as collateral for loans and seeking yield. The shift reflects a more mature investment approach and growing demand for financial services that let holders access liquidity without selling their Bitcoin. It also points to deeper integration of Bitcoin into wealth management, while lending and yield strategies introduce additional counterparty and custody risks.